Cigna IFP Networks Cigna health insurance plans deliver quality care centered around the customer; we give them access to personal care and attention from quality providers in their local area. The customers have a choice to pick an in-network primary care provider (PCP) 2 who will get to know their needs and possibly direct them to specialists, when needed, and ensure that all of their providers are communicating and coordinating their care. They can access the provider directory at Cigna.com/ifp-providers . Application to Enroll or Change Coverage PPACA specifies that an eligible person must enroll for coverage or change plans during the Annual Open Enrollment Period. Those who fail to enroll or change plans during the Open Enrollment Period must wait until the next Open Enrollment Period to enroll in a plan or to change plans. However, if a person experiences a triggering event (see next page), the triggering event starts a 60-day Special Enrollment Period during which an eligible person can enroll and an insured person can add dependents and change coverage. The following paragraphs explain the Open Enrollment Period and the Special Enrollment Period. Annual Open Enrollment Period This is a specified period of time each year during which individuals who are eligible as described earlier can apply to enroll for coverage or change coverage from one plan to another. To be enrolled for coverage under this Plan, you must submit a completed and signed application for coverage under this Policy/Service Agreement for the applicant and any eligible dependent(s), and the Exchange must receive that application during the Annual Open Enrollment Period. Special Enrollment Periods To apply outside of the Open Enrollment Period, an applicant must experience a Qualifying (Triggering) Life Event and has 60 days from the date of that event (including the date of the actual event) to apply for coverage or make a change to an existing plan. Persons who enroll during a Special Enrollment Period will have coverage effective dates determined as follows: › F or an application made between the first and the 15th day of any month, the effective date of coverage will be the first day of the following month. MEDICAL PLANS 2. PCP selection required and auto-assigned in IL.