NORTH CAROLINA Questions? Call us: 855.938.1024 Compare our plans online: Cigna.com/plansNC 4 Plans are available in three metal levels. Each is available on the Exchange and pays different amounts of the total cost of an average person’s care. The higher the metal level, the more expenses your plan covers. To learn more, go to the “Summary of Benefits” on Healthcare.gov . Three things to think about before making your choice. 1. Cost Choose a plan that meets your budget. Each plan has a variety of costs. These include: • Premium. This is the payment you make each month to keep your coverage. • Deductible. This is the set amount you pay out of pocket for covered medical services before your insurance starts sharing the cost. • Coinsurance. Once you’ve met your annual deductible, you pay for a percentage of covered medical services and your health plan pays the rest. • Copays. This is the fixed amount you pay for doctor visits, prescriptions or other medical services. Average amount your health plan pays Average amount you pay Bronze 60% 40% Silver 70% 30% Gold 80% 20%